第24部分 (第8/8页)

　who　chooses　to　pay　himself　first。　Each　month；　they　allocate　money　to　their　asset　column　before　they　pay　their　monthly　expenses。　Although　millions　of　people　have　read　Classen's　book　and　understand　the　words　〃pay　yourself　first；〃　in　reality　they　pay　themselves　last。

Now　I　can　hear　the　howls　from　those　of　you　who　sincerely　believe　in　paying　your　bills　first。　And　I　can　hear　all　the　〃responsible〃　people　who　pay　their　bills　on　time。　I　am　not　saying　be　irresponsible　and　not　pay　your　bills。　All　I　am　saying　is　do　what　the　book　says；　which　is　〃pay　yourself　first。〃　And　the　diagram　above　is　the　correct　accounting　picture　of　that　action。　Not　the　one　that　follows。

My　wife　and　I　have　had　many　bookkeepers　and　accountants　and　bankers　who　have　had　a　major　problem　with　this　way　of　looking　at　〃pay　yourself　first。〃　The　reason　is　that　these　financial　professionals　actually　do　what　the　masses　do；　which　is　pay　themselves　last。　They　pay　everyone　else　first。

There　have　been　months　in　my　life；　when　for　whatever　reason；　cash　flow　was　far　less　than