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; 〃I don't want to lose money。〃 Well; what makes them think I or anyone else likes losing money? They don't make money because they chose to not lose money。 Instead of analyzing; they close their minds to another powerful investment vehicle; the stock market。

In December 1996;1 was riding with a friend past our neighborhood gas station。 He looked up and saw that the price of oil was going up。 My friend is a worry wart or a 〃Chicken Little。〃 To him; the sky is always going to fall; and it usually does; on him。

When we got home; he showed me all the stats as to why the price of oil was going to go up over the next few years。 Statistics I had never seen before; even though I already owned a substantial share block of an existing oil pany。 With that information; I immediately began looking for and found a new undervalued oil pany that was about to find some oil deposits。 My broker was excited about this new pany; and I bought 15;000 shares for 65 cents per share。

In February 1997; this same friend and I drove by the same gas station; and sure enough; the price per gallon had gone up nearly 15 percent。 Again; the 〃Chicken Little〃 worried and plained。 I smiled because in January 1997; that little oil pany hit oil and those 15;000 shares went up to more than 3 per share since he had first given me the tip。 And the price of gas will continue to go up if what my friend says is true。

Instead of analyzing; their little chicken closes their mind。 If most peop

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