第24部分 (第5/8页)

ive。　Most　junior　colleges　and　munity　colleges　have　classes　on　financial　planning　and　buying　of　traditional　investments。　They　are　great　places　to　start。

So　I　always　search　for　a　faster　formula。　That　is　why；　on　a　fairly　regular　basis；　I　make　more　in　a　day　than　many　people　will　make　in　their　lifetime。

Another　side　note。　In　today's　fast…changing　world；　it's　not　so　much　what　you　know　anymore　that　counts；　because　often　what　you　know　is　old。 It　is　how　fast　you　learn。　That　skill　is　priceless。 It's　priceless　in　finding　faster　formulas…recipes；　if　you　will；　for　making　dough。　Working　hard　for　money　is　an　old　formula　born　in　the　day　of　cave　men。

5。　PAY　YOURSELF　FIRST：　The　power　of　self…discipline。　If　you　cannot　get　control　of　yourself；　do　not　try　to　get　rich。　You　might　first　want　to　join　the　Marine　Corps　or　some　religious　order　so　you　can　get　control　of　yourself。　It　makes　no　sense　to　invest；　make　money　and　blow　it。　It　is　the　lack　of　self…discipline　that　causes　most　lottery　winners　to　go　broke　soon　after　winning　millions。 It　is　the　lack　of　self…discipline　that　causes　people　who　get　a　raise　to　immediately　go　out　and　buy　a　new　car　or　take　a　cruise。

It　is　difficult　to　say　which　of　the　ten　steps　is　the　most　important。 But　of　all　the　steps；　this　step　is　probably　the　most　difficult　to　master　if　it　is　not　already　a　part　of　your　makeup。　I　would　venture　to　say　that　it　is　the　lack　of　personal　self…discipline　that　is　the　No。　1　delineating　factor　between　the　rich；　the